I got rear ended this morning

TeamQuack

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You gotta be kidding me... So I picked up the car about a week and a half ago and it was about $4k in damage. New rear bumper, repaired the internals behind the bumper, luckily no frame damage. Looks as good as new.

We were out driving today and I got rear ended again in literally almost the exact same situation...


Note: NSFW audio

A girl in a red Subaru was trying to stop at a red light, slid, and hit the minivan who was stopped behind me. The minivan slid and hit me. I couldn't really see the damage to my car with all the snow, but I'll check again later when the car dries off.

Unfortunately my wife and 6 mo. old daughter were in the car this time. :( Our baby luckily seems okay as far as we can tell. My wife has neck and back pain and I've got neck pain now as well. Sucks.

The police didn't bother coming out since there were so many accidents and told us to just report it to insurance which I've already done.

Poor car... please quit hitting it and us! I am glad I had the rear dashcam rolling this time. I've been kind of paranoid with it ever since, heh, constantly checking it and making sure the rear window is free of snow and slush just in case, so at least there's that. :)
One word, SUE.
 

DeerHunter

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Sorry to hear that, Vortex. Sucks!
 

TeamQuack

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People need to reflect the hard way to learn, time for some legal action. You and your family deserve a free medical checkup and compensation for potentially long term injuries which may not immediately occur after the accident, especially when your filled with adrenaline. For example, when I totaled one of my cars back in 2010, i suffered from serious neck pain but i didn’t feel any symptoms during the first 48.
 

mikedotd

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You gotta be kidding me... So I picked up the car about a week and a half ago and it was about $4k in damage. New rear bumper, repaired the internals behind the bumper, luckily no frame damage. Looks as good as new.

We were out driving today and I got rear ended again in literally almost the exact same situation...


Note: NSFW audio

A girl in a red Subaru was trying to stop at a red light, slid, and hit the minivan who was stopped behind me. The minivan slid and hit me. I couldn't really see the damage to my car with all the snow, but I'll check again later when the car dries off.

Unfortunately my wife and 6 mo. old daughter were in the car this time. :( Our baby luckily seems okay as far as we can tell. My wife has neck and back pain and I've got neck pain now as well. Sucks.

The police didn't bother coming out since there were so many accidents and told us to just report it to insurance which I've already done.

Poor car... please quit hitting it and us! I am glad I had the rear dashcam rolling this time. I've been kind of paranoid with it ever since, heh, constantly checking it and making sure the rear window is free of snow and slush just in case, so at least there's that. :)
Sorry man, I hope you and your family end up OK. Cars can be fixed or replaced, people are more fragile and irreplaceable.

My WRX STi was rear ended twice, and the driver side door backed into once. Some cars are just cursed. :(
 

GernBlanston

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Dammit! That Audi must be jinxed. Good job having the rear camera working this time. :)
I've gotta' get my rear mounted and hooked up. Been putting it off for too long now.
Get those stiff necks checked out. Hard to do later. Good luck with the fix.
 

hiddencam

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That totally sucks. Morons everywhere!! Get well soon!!!
 

Choose Life

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Since the car is so new I would pursue diminished value especially with a new loan where you could be underwater starting out with gap insurance but that account probably dropped the vehicle value 10-15% even though it was a not at fault the vehicle still has an accident and diminished value that you can recover @Vortex
@edbolian is king of diminished value settlements maybe drop him a line
 
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fireparamed

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@Vortex, that is terrible! I’m glad your little one is ok. Everything else while frustrating, is replaceable.

PD for the city I work fire at won’t even respond unless the cars are not drivable or there are documentable injuries. Everything wise is just reported online and fought out by insurance companies.
 

GotWake

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People need to reflect the hard way to learn, time for some legal action. You and your family deserve a free medical checkup and compensation for potentially long term injuries which may not immediately occur after the accident, especially when your filled with adrenaline. For example, when I totaled one of my cars back in 2010, i suffered from serious neck pain but i didn’t feel any symptoms during the first 48.
This is why everyone’s insurance is so high. We live in a world where a $600 worth of damage bump at the stoplight equals “I‘ve got to get medical for my imaginary injury.” 🤦‍♂️
 

Got Jeep

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Sorry to hear. Doc visit for all three of you asap.
You never know when injuries( hidden or otherwise) will come back to haunt you.
If you don't get it documented now you will have more trouble later.
Best Wishes.
 

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I have been rear ended in my current vehicle two times within 1 year. 1st one I was stopped and second time @ PSL of 75 It is never fun. My greatest concern was for my kids, and both times when speaking with insurance I told them we very shaken up and was not sure if we were 100%. They left the option for followup medical visits and followed up with me after a while to close out the possibilities of medical injuries. No reason to consider suing, unless insurance does not do what it is intended to do.

With todays cars, there are very few accidents which result in JUST "$600" of damage. They always run deeper than you'd think...

Make sure you and your family are good!
 

oversteer325

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That sucks man. Hope everyone is ok. Glad it seemed to be minor enough that the baby didn’t cry. Time to get a trailer hitch and just keep the receiver on all the time, LOL.
 

1move

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Hope everyone is good, we went through a similar situation and as this is all new to you probably make sure that you mention to the insurance that your baby was in the car seat and that you want it replaced. Once those things get into a crash they are compromised and the insurance should cover the replacement and reimburse you for a new one. You need to provide evidence that your old car seat was destroyed. That is a huge point that not very many people think of. Make sure you check it out and once the little one grows a bit look into a Clek car seat, they have a base that absorbs the impact energy and transfers very little to the kiddo. They go above and beyond the "required" safety measures.
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You need to provide evidence that your old car seat was destroyed.
Sorry this is not clear, you will need to show the insurance you destroyed the old car seat by cutting the seat belts. At least that is what they asked me for to ensure nobody else uses it or sells it.
 
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Bocephus

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Hope everyone is good, we went through a similar situation and as this is all new to you probably make sure that you mention to the insurance that your baby was in the car seat and that you want it replaced. Once those things get into a crash they are compromised and the insurance should cover the replacement and reimburse you for a new one. You need to provide evidence that your old car seat was destroyed. That is a huge point that not very many people think of. Make sure you check it out and once the little one grows a bit look into a Clek car seat, they have a base that absorbs the impact energy and transfers very little to the kiddo. They go above and beyond the "required" safety measures.
Post automatically merged:



Sorry this is not clear, you will need to show the insurance you destroyed the old car seat by cutting the seat belts. At least that is what they asked me for to ensure nobody else uses it or sells it.
I agree with this statement, and make sure you let the claims person know it was in the car. They will want a picture of it installed, and then as stated will make you cut the straps. Also you will need a copy of the receipt if you want reimbursement for what you paid. If not they will give you a quoted amount , which I think for Progressive was around $200.
 

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That sucks man. Hope everyone is ok. Glad it seemed to be minor enough that the baby didn’t cry. Time to get a trailer hitch and just keep the receiver on all the time, LOL.
Definitely even one of these plastic hitch steps! https://www.weathertech.com/bumpstep-original/
Incredible how it stood up in the accident!
Destroyed the radiator of the car that rear ended me, and limited the damage to the bumper on mine!
 

TeamQuack

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This is why everyone’s insurance is so high. We live in a world where a $600 worth of damage bump at the stoplight equals “I‘ve got to get medical for my imaginary injury.”
When theres a child involved i think its a good precaution to take. I was just rear ended for 8k worth of damage and didn’t sue.
 

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