I learned this a month ago.Speaking from experience, this varies from state to state and insurance company to insurance company.
If you collide with a moving animal or object, it is considered a comprehensive claim. But, if you collide with roadkill or a stationary object on the road, it is often considered an at-fault collision due to failure to avoid... It's utter BS and the one time I've been in this situation it took a lot of arguing with the insurance company to explain that there's oncoming traffic on my left and a ditch on my right and there's no way I had any appropriate action other than hitting it.
So... if you haven't filed the claim yet, make sure you're very clear on your verbiage regarding the circumstances.
~15 bucks a month... get it LOL...How much extra does that cost ya?
Wow that's insane. I guess $100 better than $500 or more.So that raccoon (or possum) caused a grand total of $2900 worth of damage! Deductible is only gonna be $100 apparently. Woot!
That's the sealiest thing I've heard!Could have been a horse
Ughhh... I'm never going to live that down. Damn horsesHaha calling [MENTION=22]SteadySpeedin[/MENTION]
I no drive Honda Civic...Someone on here (trying to remember who) did hit a horse... I think he drove a civic... can't for the life of me remember his name...